| FACTS ||WHAT DOES USAPaydayLoans.org DO WITH YOUR PERSONAL INFORMATION?|
| Why? ||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
| What? ||The types of personal information we collect and share depend on the product or service you have with us. This information can include: |
- Social Security number and checking account information
- transaction history and income
- credit history and account balances
| How? ||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons USAPaydayLoans.org chooses to share; and whether you can limit this sharing.|
| Reasons we can share your personal information || Does USAPaydayLoans.org share? || Can you limit this sharing? |
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing||Please note:|
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing as noted above.
|Questions?||Send e-mail: support@USAPaydayLoans.org|
| What do we do |
|How does USAPaydayLoans.org protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does USAPaydayLoans.org collect my personal information?||We collect your personal information, for example, when you |
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
- Submit a loan request
- Provide your contact information
- Request help obtaining a loan
|Why can’t I limit all sharing?||Federal law gives you the right to limit only |
State laws and individual companies may give you additional rights to limit sharing.
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market you
- sharing for nonaffiliates to market you
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|
|Other important information|
Vermont residents: We will not disclose information about you with affiliates or non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.
California residents: We will not share information we collect about you with affiliated or non-affiliated third parties, except in the limited circumstances permitted under state law, or if you give us your permission (i.e., via a request form). Also please note that in order to provide better services to consumers, when we receive a Do Not Track signal, we may ignore such signals. Other parties may collect personally identifiable information about an individual consumer’s online activities over time and across different web sites when a consumer uses our website or service.
North Dakota residents: We will not disclose information about you with non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.